Visa · Crypto Rewards
Crypto.com is a tiered card ecosystem offering CRO cashback (tier-dependent) depending on plan level. Entry tier (Basic/Midnight) is free; higher tiers require CRO lockup or subscription. Benefits, lounge access, and perks scale with commitment.
Crypto.com is a tiered card ecosystem, not a simple one-card product. Benefits, lounge access, cashback, and fee conditions depend heavily on tier and region.
Formerly Midnight Blue. 1% cashback. No staking required. Free tier.
Formerly Ruby Steel. 2% cashback + Spotify rebate. CRO lockup or subscription required.
Formerly Jade/Indigo. 3% + Spotify + Netflix + LoungeKey. Higher CRO commitment.
Formerly Icy/Rose/Obsidian. 5% + all perks + Expedia credit. Significant CRO lockup.
⚠ Fees, ATM limits, FX rates, and rewards vary by tier and region. The access model may use subscription, CRO lockup, or both depending on jurisdiction.
Crypto.com users wanting everyday rewards.
Per-tier limits. Interbank FX.
Card tiers: Midnight Blue (free, 1% back), Ruby (€350 stake, 2% + Spotify), Jade/Indigo (€3,500 stake, 3% + Spotify + Netflix + LoungeKey), Icy White/Rose Gold (€35,000 stake, 5% + all perks + Expedia credit). CRO staking also earns interest. Airport lounge access via LoungeKey on higher tiers. Crypto Earn lets you earn up to 8.5% APY on deposits.
CRO staking required. Volatile rewards. Rates decreased.