Overview

Germany's largest direct bank. Free ATM worldwide for Aktivkunde (€700+/mo).

Who Is It For?

German residents wanting worldwide ATM.

ATM Withdrawals

Aktivkunde: free. Standard: fee + 2.2%.

Bonuses & Perks

Aktivkunde benefits (€700+/mo income): free worldwide ATM, Visa exchange rate with no markup, free Visa debit + optional Girocard. DKB also offers a free investment depot, and credit products at competitive rates. Emergency card replacement service available worldwide. German tax reporting is automated. TAN app for secure transactions.

Limitations

German address. €700+/mo. German app.